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The Cost of Living for Today: Are You Diminishing Your Future Wealth?
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[00:00 – 00:05] The Hook "You’re not 'affording' that ₹25,000 EMI. You’re just renting a lifestyle from your 50-year-old self." [00:05 – 00:15] The Insight "Most young professionals in India fall for the 'Monthly Math.' If the EMI fits the salary, they buy. But here is the logic they miss: Every ₹10,000 you lock into a depreciating asset today is actually a massive wealth leak." [00:15 – 00:30] The Numbers "Look at the math. A ₹10,000 car EMI over 7 years costs you ₹8.4 Lakhs in cash. But that same ₹10,000 in a basic index fund—at a conservative 12%—becomes ₹50
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Arjun